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2006 Edition
ISBN 1-59392-717-7
PDF $99.99
43 Pages
November
2005
A summary of our Banking, Mortgages &
Credit Industry Almanac. Includes the following topics:
1) Introduction to the Banking, Mortgages & Credit Industry,
2) Branch Banking Booms While the Total Number of Banking
Companies Declines, 3) Banks Vie for the Rapidly Growing
Hispanic Market, 4) Mergers and Acquisitions Continue, 5)
National and International Bank Chains Expand, 6) Japan’s
Parliament Agrees to Privatize the Japan Post—One
of the World’s Largest Financial Services Organizations,
7) China’s Banking Market Looms Large, 8) ATMs Evolve
from Cash-Dispensing Machines into Financial Services Depots,
9) Non-Bank Competition Grows; Retailers and Automobile
Makers Become Bankers, 10) Banks See Growth in Online Services,
11) Credit Cards Remain Competitive via Cutting-Edge Technology,
12) Smart Phones May Replace Smart Cards, 13) U.S. Consumers
Allowed Free Access to Their Credit Reports, 14) U.S. Homeowners
Refinanced Vast Amounts of Mortgages, 15) Home Equity Borrowing
Soars Along with Home Values, 16) Total Mortgage Originations
Remain High Despite Rising Interest Rates, 17) Mortgage
Borrowers Turn to ARMs, Interest-Only Loans and Hybrids
as Interest Rates Rise, and 18) Mortgage Market Facts.