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U.S. Banking, Mortgages & Credit Industry Overview
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Amount
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Units
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Year
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Source
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Total Number U.S. FDIC-Insured Banks & Savings Assocs.
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7,246
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Companies
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2012 (Q2)
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FDIC
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Commercial Banks
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6,222
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Companies
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2012 (Q2)
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FDIC
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Total Offices
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88,370
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Offices
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2012 (Q2)
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FDIC
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Total Assets
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12.89
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Tril. US$
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2012 (Q2)
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FDIC
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Total Deposits
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9.45
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Tril. US$
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2012 (Q2)
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FDIC
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Total Liabilities
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11.42
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Tril. US$
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2012 (Q2)
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FDIC
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Equity Capital
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1.47
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Tril. US$
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2012 (Q2)
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FDIC
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Savings Associations
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1,024
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Companies
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2012 (Q2)
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FDIC
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Total Offices
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8,957
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Offices
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2012 (Q2)
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FDIC
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Total Assets
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1.14
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Tril. US$
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2012 (Q2)
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FDIC
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Total Liabilities
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1.01
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Tril. US$
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2012 (Q2)
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FDIC
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Total Deposits
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875.68
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Bil. US$
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2012 (Q2)
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FDIC
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Number of U.S. Credit Unions
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7,094
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Companies
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2011
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NCUA
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Total Assets
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893.9
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Bil. US$
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2012 (Q2)
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Fed
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Total Liabilities
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812.5
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Bil. US$
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2012 (Q2)
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Fed
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Total Employment in the U.S. Banking & Credit Industries
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2,615.9
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Thous.
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20121
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BLS
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Commercial Banks
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1,318.4
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Thous.
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20121
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BLS
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Savings Institutions
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181.0
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Thous.
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20121
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BLS
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Credit Unions & Other Depository Credit Intermediation
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251.7
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Thous.
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20121
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BLS
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Nondepository Credit Intermediation
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577.0
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Thous.
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20121
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BLS
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Total Consumer Credit Outstanding, U.S.
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2.66
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Tril. US$
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2012 (Q2)
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Fed
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Total Number of Open Credit Card Accounts, U.S.
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383.0
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Million
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2012 (Q2)
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FRBNY
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Credit Card Balances Outstanding
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672.0
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Bil. US$
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2012 (Q2)
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FRBNY
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Student Loan Debt Outstanding, U.S.
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914.0
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Bil. US$
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2012 (Q2)
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FRBNY
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Student Loan Delinquency Rate
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8.9
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%
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2012 (Q2)
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FRBNY
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U.S. Homeownership Rate
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65.5
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%
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2012 (Q2)
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Census
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Total Housing Starts, U.S. (Single Family)
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535.0
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Thousand
|
20122
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Census
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Total Mortgages Outstanding, U.S.
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13.22
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Tril. US$
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2012 (Q2)
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Fed
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1-4 Family Home Mortgages Outstanding, U.S.
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10.03
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Tril. US$
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2012 (Q2)
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Fed
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Existing Single Family Home Sales (Units), U.S.
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4.82
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Million
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20122
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NAR
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Median Asking Sales Price for Vacant for Sale Units, U.S.
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134.6
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Thous. US$
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2012 (Q2)
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Census
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Total Mortgage Delinquency Rate in 2012, U.S.4
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7.58
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%
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2012 (Q2)3
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MBA
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Total Mortgage Delinquency Rate in 2011, U.S.4
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8.44
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%
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2011 (Q2)3
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MBA
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Percent Decrease in Delinquency Rates from 2011-2012
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10.2
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%
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1 Preliminary numbers as of August 2012. 2 Seasonally Adjusted Annual Rate; as of Aug. 2012. 3 Seasonally adjusted annual rate. 4 Refers to 1-4 unit residential properties.
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FDIC = Federal Deposit Insurance Corporation; NCUA = National Credit Union Administration; Fed = U.S. Federal Reserve Board; BLS = U.S. Bureau of Labor Statistics; FRBNY = Federal Reserve Bank of New York; Census = U.S. Census Bureau; NAR = National Association of Realtors; MBA = Mortgage Bankers Association.
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Source: Plunkett Research, Ltd. Copyright © 2012, All Rights Reserved
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www.plunkettresearch.com
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